Blog Archive - Museo del Risparmio

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vivere offline — For years, technology has given us the illusion of a simpler life. Ordering dinner in a matter of seconds, buying virtually anything with a single click, working remotely, entertaining ourselves without leaving home. Yet something seems to be changing. More and more people, especially Millennials and Gen Z, are ...

More effort, more human: the new luxury is living offline

in Sustainability

food delivery — A pizza ordered after a busy day. A poke bowl during a study session. Dinner with friends organized in just a few clicks. Food delivery has become a regular part of life for many Italians. Convenient, fast, and increasingly accessible, it has changed the way we buy meals and ...

Food delivery: how much does it really cost Italians?

in Economics and Finance

spreco — When we hear the word “waste,” our minds immediately go to something tangible: an unnecessary object, a resource used carelessly, something that has been thrown away even though it could still have been useful. Yet there is another form of waste that is far more insidious. You cannot see ...

The real waste is not what you throw away: it’s what you don’t use

in Sustainability

Caldo energia e bollette — When people talk about energy saving, attention is almost always focused on the colder months: heating, gas, radiators, and home insulation. However, in recent years, summer has also become a season that deserves close attention. Increasingly frequent and intense heatwaves are leading to higher electricity consumption for cooling our ...

Heat, energy and utility bills: summer, the most underestimated season of the year

in Sustainability

When discussing economics and consumption, attention is often focused on companies, markets, and technology. Much less often does it turn to those who make most purchasing decisions in everyday life. Yet it should not be underestimated that a significant share of consumption is driven by women: from managing household ...

Women are changing the rules of consumption (and nobody is talking about it)

in Economics and Finance

paradosso green — For years, sustainability has been presented as an ethical choice, almost a personal sacrifice made “for the good of the planet”. Buying more durable products, consuming less, reducing waste: behaviors often perceived as expensive or complicated. Yet an interesting paradox is emerging: many sustainable choices help not only the ...

The green paradox: why being sustainable pays off (even if you don’t care about the environment)

in Sustainability

Il cibo che butti è denaro — Every day we perform automatic actions: we shop for groceries, cook, and store food. And often, carelessly, we throw food away.What we see is an expired or leftover product. What we do not see is the money we are losing.Food waste, besides being an environmental and ethical issue, also ...

The food you throw away is money: the truth we avoid seeing

in Sustainability

automatizare tutto — We live in an age where everything can be automated: payments, subscriptions, savings, investments. Just one click is enough to activate a service.This evolution undoubtedly represents a major step forward in terms of convenience and efficiency. However, it also raises an increasingly relevant question: does automation help us save, ...

Automating Everything: convenience or a hidden form of waste?

in Economics and Finance

Giornata della Terra — Every year, Earth Day invites us to reflect on our impact on the planet. Yet we often think of the environment as something distant, without linking it to our daily decisions: what we buy, what we eat, how we move around.And yet, behind every consumption choice there is a ...

Earth Day: who really pays the cost of our everyday choices?

in Sustainability

Spring symbolizes renewal—not just for nature. In our homes, too, we declutter, clean, and start fresh. This moment can also be useful for giving new life to something less tangible: our financial habits.In fact, waste and financial difficulties often depend less on how much we earn and more on ...

Spring Financial Cleaning: eliminating waste, toxic habits, and unnecessary expenses

in Economics and Finance

dati personali — Opening an app, doing a search, leaving a “like”: everyday actions, quick, almost automatic. Yet each of these activities generates data. Information that, when combined and analyzed, builds enormous economic value.In the digital economy, personal data are not just a trace of our habits: they are a strategic resource. ...

Personal data economy: why they are worth more than gold

in Economics and Finance

fast fashion — In recent years, buying clothes has become easier, faster, and more accessible. But behind low prices and constantly new collections lies an important question: does spending less today actually lead to real savings over time?To answer this, it is useful to compare fast fashion and slow fashion not only ...

Fast fashion vs slow fashion: the impact on your wallet in the long term

in Sustainability

Money dysmorphia — In recent years, people have been talking more and more often about money dysmorphia, or financial dysmorphia. The term describes a distorted perception of one’s financial situation: people with adequate income or savings may feel constantly “behind,” while others may underestimate their financial problems. It is not an official ...

Money dysmorphia: what it is and why it concerns Millennials and Gen Z

in Economics and Finance

storie di donne — The history of economics is often told through male names: entrepreneurs, economists, bankers. Yet many women have played a decisive role in changing the way we produce, consume, and manage money. Some have revolutionized entire industries, others have opened new perspectives in economic thought or created tools that are ...

Women who changed the economy: 5 stories to know

in Economics and Finance

With the arrival of holidays and long weekends, many people wonder whether waiting for a last-minute deal is really the best way to save money on vacations. On one side there is the promise of the last-minute bargain; on the other, the certainty of those who book well in ...

Last-minute trips vs planned trips: which one really saves money?

in Economics and Finance

indipendenza economica — At 16, managing your own money can seem like a distant concern: school, friends, and hobbies come first. However, learning at this age some of the key concepts behind financial independence—such as saving, planning, and money management—can help you make more informed decisions throughout adult life. Saving: it’s ...

Financial independence: what i wish i had known about money at 16

in Economics and Finance

capodanno lunare — The Lunar New Year, also known as the Spring Festival and celebrated in many East Asian countries, does not simply mark the beginning of a new year. It is also a time for reflection, planning, and careful attention to resources. Ancient traditions, symbols, and everyday practices that may seem ...

Lunar new year: what can chinese culture teach us about saving

in Sustainability

Essere single conviene economicamente? — Many young people wonder whether living alone is financially sustainable. On the one hand, there is the desire for independence; on the other, the weight of everyday expenses. Real data, however, help us understand how and to what extent lifestyle choices affect our personal finances. What the data ...

Is Being Single Economically Worth It??

in Economics and Finance

hustle culture — What hustle culture is Hustle culture is a work mindset according to which constant effort and extreme productivity are essential not only for professional success, but also for defining personal worth. This approach has spread especially with the growth of tech startups, digital jobs, and social networks, where displaying ...

The myth of hustle culture: does working more really make us freer?

in Economics and Finance

When we think about pollution, we imagine factories, traffic, plastic in the oceans… We rarely think about a TikTok video, a streaming series, or a Google search. Yet our digital lives also have an environmental footprint. Every like, every email, every file saved in the cloud requires energy, servers, ...

Digital life pollutes: what is the environmental cost of being online?

in Sustainability

gender gap investimenti — From an early age, many girls learn that being “good with money” means not wasting it, setting it aside, and being cautious. Boys, on the other hand, are often taught to see risk as an opportunity, a sign of growth and a way to make money work for them. ...

The gender gap: why are women encouraged to save instead of invest?

in Economics and Finance

trend 2026 — 2026 is shaping up to be a year of major cultural, economic and social change. Trends are no longer just about what to wear or which gadgets to own; they are increasingly part of a new way of living that can—and must—respect both the planet and personal finances. By ...

Trends 2026: how to follow fashion without harming the planet or your wallet

risparmiare nel 2026 — Every beginning of the year comes with a list of good resolutions: save more, spend better, gain greater control over money. However, without a concrete plan, the initial motivation tends to fade quickly.Generic goals (“I want to save”) have a much lower probability of success than specific and measurable ...

How to save in 2026: smart strategies to carry your good resolutions forward

in Economics and Finance

Natale sostenibile — Christmas is a time for sharing, lights, and tradition, but it is also one of the periods of the year with a peak in consumption and waste. In Italy, between gifts, packaging, decorations, and food waste, the numbers are significant, with a notable impact on pollution and the production ...

Eco-friendly gifts on a budget: a guide for a more sustainable Christmas

in Economics and Finance / Sustainability

il primo stipendio — The first paycheck arrives: a special moment that marks entry into the world of work! A first step toward independence that makes us think, “I’ve made it!”.Of course, the first paycheck is just a starting point, but precisely because it is something entirely new, many young people end up ...

Your first paycheck: how to manage it, what to avoid, and the most common mistakes among young workers

in Economics and Finance

compra con un click — Buying online has become simple, extremely fast, almost automatic. One tap on the screen and the purchase is done.This convenience has transformed the way we manage money far more than we realize.Everyday digital finance—made up of apps, notifications, invisible payments, and personalized product carousels—has a dominant influence on our ...

Buy with one click: how apps and algorithms guide our finances

in Economics and Finance

rap e denaro — Rap is one of the most direct and sincere art forms of the past forty years. Born as the voice of American inner cities, it is now a global language that speaks to young people all over the world. Among its central themes, there is one that recurs in ...

Rap and Money: how artists talk about wealth, poverty, and redemption

in Economics and Finance

numeri e influencer — Today, a video on TikTok or a photo on Instagram can reach millions of people in just a few hours.We talk about “virality” as if it were magic, but in reality, behind every viral piece of content there is a precise economy made up of strategies, algorithms, and marketing.The ...

Numbers and influencers: how much is a viral post really worth?

in Economics and Finance

Noleggio vs acquisto — In recent years, the consumption paradigm has been changing: increasingly, it is no longer about purchasing a good, but about having access to it. The terms sharing economy, access economy, or use economy describe precisely this trend: shared means of transport, rented clothing, leased equipment. But is this revolution ...

Renting vs. buying: which is truly sustainable?

shopping fantasma — Between 11:00 p.m. and 2:00 a.m., millions of users scroll feeds, posts, and personalized ads on social media. It is during these hours that ghost shopping is born, an increasingly widespread behavior that leads to impulsive and unplanned expenses, often made without full awareness.The line between entertainment and purchase ...

Ghost shopping: why do we spend more at night?

il risparmio nel 2025 — The concept of saving has undergone a remarkable evolution. While a few years ago it was associated with the idea of refraining from spending to set aside money for difficult times, today saving has acquired a more constructive meaning: it means, in fact, defining clear, measurable, and realistic goals ...

Saving in 2025: from coins to digital goals

green jobs — The Generation Z (born between 1997 and 2012) is no longer satisfied with a simple salary: it wants a job that makes a difference. Grown up amid environmental crisis and climate change, this generation is redefining the concept of career. Green jobs, that is sustainable professions, are at the ...

Green Jobs: what are Gen z’s new careers

in Economics and Finance / Sustainability

cashless — The idea of a cashless society — a world where physical money disappears — is becoming increasingly relevant. The growth of digital payments through cards, apps, and electronic wallets is profoundly transforming how consumers and businesses manage money. But is a world without banknotes truly more efficient and secure? ...

Cashless Society: the future of payments without cash

in Economics and Finance

cos’è il greenwashing — In recent years, sustainability has become one of the driving forces behind consumer choices. Brands and companies claim to care about the environment, promoting “green” products, recyclable packaging, and reduced emissions. However, not everything that appears or is declared sustainable actually is. It is precisely in this context that ...

Greenwashing: when sustainability becomes fiction

in Economics and Finance / Sustainability

effetto Diderot — The Diderot effect describes a very common psychological behavior that occurs when, after purchasing a new item, we end up triggering a chain of impulsive purchases. The reason is simple: we want the new object to harmonize with what we already own. And so, we enter a spiral of ...

The Diderot effect: why you can’t stop buying

in Economics and Finance

quanto costa vivere da soli in Italia — Living on your own is one of the fundamental milestones on the journey to adulthood. It represents a choice of autonomy as well as responsibility. For young adults, the desire for independence often clashes with economic reality. According to the most recent estimates, living alone in Italy entails an ...

How much does it cost to live on your own? A guide for young adults

in Economics and Finance

Come riconoscere una fake news — In a world dominated by speed, quantity and hyperconnection, the ability to distinguish between reliable information and manipulated content has become a critical skill.Fake news – false, distorted or decontextualized information spread with the intent to influence opinions and behaviors – today represents a cultural and social risk factor.The ...

Fake news, practical advice and useful tools to recognize them

in Digital Security / Museum events

Educare al risparmio fin da piccoli — According to the Edufin Index, the indicator that measures Italians’ awareness and behavior in financial and insurance matters (a project by Alleanza Assicurazioni and Fondazione Mario Gasbarri with the scientific collaboration of SDA Bocconi School of Management), the average level of financial literacy in Italy in 2024 stands at ...

Saving culture: the first investment is education

in Economics and Finance

come risparmiare sui materiali scolastici — September is approaching, bringing with it one of the heaviest expenses for families: the back-to-school costs. Backpacks, pencil cases, notebooks, textbooks, drawing materials… according to Codacons estimates, in 2025 school expenses may reach over 1,300 euros per student. An increase that affects both school materials, with price rises estimated ...

Back to school: how to save on school supplies

in Economics and Finance / School

Finanza sostenibile cos’è — We talk more and more often about sustainable finance, but what is it really and why is it so important for our economic future? Sustainable finance does not concern only investments, but the entire financial system: companies, banks, savers. The goal is to generate lasting value, integrating environmental, social, ...

Sustainable finance, what it is and why it is important

in Economics and Finance / Sustainability

In Italy, the average level of financial education remains among the lowest in Europe: only 37% of adults have a sufficient knowledge of basic economic concepts, a percentage that drops to 35% among young people between 18 and 23 years old.A cultural fragility that is reflected in ineffective habits: ...

LET’S SCORE A TRY! A 10-step journey to learn how to manage money

in Economics and Finance / Museum events

The Italian pension system is based on two main pillars: compulsory pension provision, managed by public institutions such as INPS (National Institute of Social Security), and complementary, or supplementary, pension provision, on a voluntary basis. The latter was created to respond to now well-established dynamics: the increase in average ...

Pension fund: how supplementary pension schemes work

in Economics and Finance

come fare un bilancio — The budget is a tool that allows you to keep track of your income and expenses, compare and analyze them to manage your finances correctly, with the goal of realizing our life projects. Why it is important to keep a budget Knowing how to make a budget is ...

Family Budget: 4 Tips to Do It Best

in Economics and Finance

Buy now pay later cos’è — Buy now – pay later, a payment formula increasingly widespread, especially online. But what exactly is “Buy now pay later” and what pitfalls can it hide? In recent years, Buy now pay later (BNPL) has gained ground as an alternative, fast and flexible payment method. It allows consumers to ...

Buy now pay later: how it works and why it can be risky

in Economics and Finance

gender bias nel credito — Access to credit is a crucial junction for economic growth, entrepreneurship, and individual autonomy. However, numerous pieces of evidence indicate that, even with equal merit, women continue to face greater obstacles than men, due to gender bias in credit, which persists globally. Confirming this is an analysis by the ...

Gender bias in credit: when merit is not enough for female independence

in Economics and Finance

Global public debt has reached record levels, exceeding 100 trillion dollars. This number is worrying not only because of its magnitude, but also because of the way these resources are allocated. In fact, the Global Debt Report 2025 of the OECD (Organisation for Economic Co-operation and Development) highlights a ...

Ecological and financial debt: two sides of the same coin

in Economics and Finance / Sustainability

Come prevenire il sovraindebitamento — Over-indebtedness is a widespread condition, often underestimated, that affects families and individuals in economic difficulty. It occurs when a person is no longer able to regularly meet their financial obligations, even though they want to honor them. To prevent over-indebtedness, it is first necessary to understand the phenomenon: where ...

Over-indebtedness. how to prevent it with the support of the third sector

in Economics and Finance / Museum events

Educazione finanziaria nelle scuole — An allowance to manage, an online purchase to evaluate, a receipt to read carefully. Even the youngest find themselves every day facing small choices with economic implications, and if until a few years ago talking about money was considered “for adults only,” today it is increasingly clear that financial ...

Financial education in schools: preparing youngsters for economic challenges

in Economics and Finance / School

cos’è il microcredito — Finding one’s place in the world is never easy, especially for a young person entering today’s increasingly complex and competitive job market. But what happens if, instead of looking for an opportunity, you decide to create one? This is exactly where the reflection on microcredit and self-entrepreneurship begins. Two ...

Becoming young entrepreneurs through microcredit and self-entrepreneurship

in Economics and Finance

In 2022, the Museum of Saving conducted a survey involving 311 Italian families, totaling 824 people, including parents and children aged between 14 and 20. The aim was to understand how the new generations learn to manage money and what role the family plays in this process. The data ...

Educating about money in the family: the central role of parents

in Economics and Finance

cos’è il turismo esperienziale — More and more people, especially among the younger generations, are choosing to spend their holidays in a conscious way, in search of authentic and environmentally friendly experiences. A phenomenon, defined as “experiential tourism,” that is transforming the way we travel, encouraging less crowded destinations, slower rhythms, and direct contact ...

Experiential tourism: 5 ideas for sustainable and unforgettable holidays

in Sustainability

Quanto costa crescere un figlio? — Raising a child is one of the most motivating experiences for a family, but also one of the most demanding from an economic point of view. In a context where families have to face increasingly high expenses, being informed and planning becomes essential to tackle this challenge with greater ...

How much does it cost to raise a child? What you need to know and how to be best prepared

in Economics and Finance

cos’è la mobilità dolce — Mobility is a key element in rethinking our cities with a sustainable perspective. Every day we move to work, study, or simply to live our daily lives. But the way we do it has a significant impact on the environment, on our health, and also on the family budget. ...

Soft mobility: a smart choice for better living

in Sustainability

Regalo Festa della mamma — Mother’s Day is a celebration widespread all over the world to celebrate the maternal figure and recognize her fundamental role in family and social life. In Italy, it falls on the second Sunday of May, but its origins date back to ancient traditions: from pagan cults in honor of ...

5 sustainable and creative gifts for Mother’s Day

in Sustainability

cos’è l’eco ansia — In recent years, a new form of psychological distress has spread among younger generations: eco-anxiety, an emotional condition linked to the growing concern for climate change and its consequences. But what exactly is eco-anxiety? It’s not just fear for the fate of the planet, but also a sense of ...

What is eco-anxiety: the fear of young people for climate change

in Sustainability

moda sostenibile giovani — Fashion has always been a powerful cultural and social vehicle, capable of representing identity, status, and values. Today, however, it is increasingly at the center of a crucial debate: that of environmental and social sustainability. Numerous studies show how the clothing sector, in particular fast fashion, has a negative ...

Sustainable fashion vs fast fashion. Change starts with the youngest

in Sustainability

cosa sono i dazi — Customs duties have existed for centuries and are economic tools used by States to control trade. Born as taxes on imported goods, they aimed to protect local economies and increase public revenues. After the Second World War, many countries began to favor free trade, gradually reducing these barriers thanks ...

Customs Duties: What They Are and What They Are For

in Economics and Finance

On April 22, 1970, twenty million Americans – students, teachers, families, scientists – took to the streets to defend the Planet. It was a spring Wednesday; no one was talking about “climate change” yet, but awareness was growing about the poor air quality in cities, industrial waste clogging rivers, ...

Educating for Sustainability: The Educational Challenge of Our Time

in Sustainability

spreco alimentare — In many Italian households, food ends up in the trash more often than one might imagine. An apple forgotten at the back of the fridge, bread leftover for days, products bought in excess during the weekly grocery shopping — these are just a few examples of domestic food waste, ...

4 useful apps to download to reduce food waste

in Sustainability

Buying a house is one of the most important decisions in life, but also one of the most demanding from a financial standpoint. The decision between renting and buying with a mortgage depends on several factors: available resources, personal goals, and financial stability. In any case, it is essential ...

Mortgage: How It Works

in Economics and Finance

What Is Financial Stress? Financial stress is a state of psychological distress linked to economic uncertainty and money management. It can arise in various situations, from the fear of not being able to cover monthly expenses to anxiety about future job stability. Having financial stability certainly contributes to a ...

Financial Stress: Effects, Causes, and Strategies to Overcome It

in Economics and Finance

Schema Ponzi cos'è — Financial scams have always existed, but few are as famous and widespread as the Ponzi Scheme. Even today, thousands of people fall victim to promises of easy profits without realizing they are involved in a fraudulent system destined to collapse. But what exactly is a Ponzi scheme? What is ...

Ponzi Scheme: What It Is, How It Works, and How to Avoid It

in Economics and Finance

Giornata Internazionale della Donna — On March 8, we celebrate International Women’s Day, an opportunity to reflect on women’s achievements and the challenges that still need to be addressed to achieve true gender equality in all areas of life. This day has distant origins: born in the early 20th century, it was officially recognized ...

International Women’s Day: 3 STEM Women to Know

in Museum events

Cos’è lo spread — What is the spread? Have you ever wondered what the spread is? Let’s try to explain it to you in an easy way. Imagine that countries are like people who borrow money. When a country needs money, it can ask for a loan from those who have money available ...

The spread explained simply: what it is and why it matters.

in Economics and Finance

risparmiare a San Valentino — According to recent research, in 2024, Italians spent around 85 euros per person to celebrate Valentine’s Day, marking an increase of 14 euros compared to the previous year. While the desire to surprise one’s partner is understandable, the economic context and a greater awareness of personal finances suggest looking ...

Saving on Valentine’s Day: 4 Ideas to Spend Less

in Sustainability

Giornata internazionale delle donne nella scienza — International Day of Women and Girls in Science: History and Impact The International Day of Women and Girls in Science was established on December 22, 2015, by the United Nations General Assembly, recognizing the fundamental role that women and girls play in science and technology. This day aims to ...

International Day of Women and Girls in Science: Why It Matters

in Economics and Finance

errori finanza comportamentale — Behavioral finance is a discipline that combines economics, psychology, and sociology to study how emotions and cognitive biases influence financial decisions. Unlike traditional theories, this science analyzes how people often deviate from rationality, making mistakes that can significantly impact money management and investments. For example, if we assign more ...

Errors in Behavioral Finance: What They Are and How to Avoid Them

in Economics and Finance

Cosa sono le criptovalute — Cryptocurrencies, or crypto-assets, are a form of digital investment based on an innovative technology called blockchain. They are not currencies like the euro or the dollar, as they are neither issued nor regulated by recognized central authorities, nor are they accepted as an official means of payment or a ...

What Are Cryptocurrencies? A Simple Guide to Understanding Them

in Economics and Finance

gestione del risparmio — Managing savings is an essential skill, especially for younger generations who must face an uncertain and ever-evolving economic future. According to the Assogestioni-Censis 2024 report, 89.5% of young Italians (aged 18-34) save regularly, yet significant gaps in their economic and financial literacy remain. The Museum of Saving survey highlights ...

Young People and Savings Management: Investing in Yourself Pays Off

in Economics and Finance

Aprire Partita IVA — Registering for a VAT number is an important step for those who want to start an independent business or pursue a freelance career. However, managing finances with variable income can be challenging, especially without effective planning. Here are five practical tips to better organize your expenses and maintain financial ...

Registering for a VAT Number: Plan Your Expenses with 5 Simple Tips

in Economics and Finance

Il turismo responsabile in Italia — According to the Italian Association for Responsible Tourism (AITR), responsible tourism is a travel approach that promotes social and economic justice while prioritizing respect for the environment and the preservation and promotion of local cultures. This model recognizes the importance of host communities, actively involving them in the development ...

Responsible Tourism in Italy: Enjoying Winter While Respecting the Environment

in Sustainability

regali ecosostenibili per Natale — Christmas is synonymous with sharing, family, and traditions. However, in recent decades, it has also become the time of year when consumerism reaches its peak. Impulsive purchases, excessive packaging, and disposable products fuel a cycle of waste that negatively impacts not only the environment but also economies and the ...

Eco-sustainable Christmas Gifts: Ideas That Are Good for the Planet

Risparmio energetico a casa — Winter, with its cold and shorter days, brings cozy atmospheres but also higher household expenses, especially for heating and energy. However, it’s possible to improve energy savings at home during the winter months through a mix of practical measures and smart strategies to prevent energy bills from skyrocketing, keeping ...

Energy Saving at Home: Practical Tips for Winter

in Sustainability

Alfabetizzazione finanziaria in Italia — Where does Italy stand on financial education? According to the results of the 2024 Edufin Index, which measures the awareness and behavior of Italians in financial and insurance matters, the level of financial literacy in Italy remains insufficient, with an average score of 56 out of 100—while the passing ...

The Impact of the Gender Gap on Financial Literacy in Italy

in Economics and Finance

violenza di genere — Gender-based violence is a widespread and multifaceted phenomenon rooted in complex social, cultural, and economic dynamics. One of the most significant contributors to its persistence in society is the ongoing condition of economic dependence experienced by many women. A lack of financial and social autonomy not only makes women ...

Gender-Based Violence: Combating It Through Women’s Economic Independence

in Economics and Finance

materie STEM — In recent years, there has been growing attention on the importance of encouraging women to pursue STEM disciplines (Science, Technology, Engineering, and Mathematics). While data shows an encouraging trend of progress, women continue to be underrepresented in these fields. Closing this gap is crucial for creating a future where ...

Women and STEM: Towards a Future of Equal Opportunities

in Economics and Finance

What Is Over-Indebtedness? Over-indebtedness refers to a financial situation where an individual or family accumulates an excessive level of debt that they are unable to repay with their available resources. The consequences can be severe, to the point of being unable to cover daily expenses. Over-indebtedness often occurs when ...

Over-Indebtedness: What It Is and How to Avoid It Through Financial Education

in Economics and Finance

Taking care of yourself is essential for your physical and mental well-being, boosting self-esteem, and feeling confident in any situation, but it can often involve significant expenses. Fortunately, there are several ways to save on personal care without compromising on the quality of the products and services you use, ...

Natural Cosmetics and Green Wellness: Embracing Sustainability and Savings in Personal Care

in Sustainability

Giornata Mondiale del Risparmio — World Savings Day, celebrating its 100th anniversary this October 31, is approaching and offers an excellent opportunity to reflect on the importance of an emergency fund. This fund is understood as a portion of readily available liquidity intended to cover unforeseen expenses. Such a tool is essential to protect ...

World Savings Day 2024: Why Is It Important to Have an Emergency Fund?

in Economics and Finance

donne e soldi — Asking for a salary raise is often difficult, due to fears of professional repercussions or a lack of confidence in one’s abilities. Additionally, the fact that openly discussing money is still a taboo in many contexts makes the request for better pay seem like a risky step to many—especially ...

WOMEN AND MONEY: How to Ask for a Raise – Tips for Getting the Recognition You Deserve

in Economics and Finance

Saving money doesn’t necessarily mean giving up fun. Enjoying life without emptying your wallet can be simpler than you might think.Here’s a list of practical tips to spend less without sacrificing enjoyment: Start with a Budget The first step to saving is knowing exactly how much you earn ...

Easy Saving: How to Spend Less Without Giving Up Fun

in Economics and Finance

automobile elettrica — In recent years, electric cars have been gaining increasing popularity. These are vehicles that use one or more electric motors powered by rechargeable batteries, which is why, unlike traditional cars, they do not emit exhaust gases. Today, many people are wondering if switching to an electric car is really ...

Electric Cars: Is Buying One a Good Idea?

in Sustainability

donne e soldi — The Gender Pay Gap represents the difference between the average male salary and the average female salary for the same role and duties.This phenomenon is a key indicator of gender pay discrimination and reflects the inequalities that still persist in the labor market.It can be measured in two main ...

Women and Money: Let’s Talk About the Gender Pay Gap

in Economics and Finance

Mental accounting is a theory introduced by economist Richard Thaler that explains how we make economic decisions in our daily lives. Developed within the field of behavioral economics—a discipline that combines economics and psychology to study human financial behavior—mental accounting refers to how we manage our financial resources by ...

Money and Psychology: What is Mental Accounting and How It Influences Our Economic Decisions

in Economics and Finance

rientri — Vacations are a time for relaxation and fun, but they often leave a mark on our wallets. When returning, it’s important to organize your finances to face the coming months with peace of mind. Here are some practical tips. Start with an Expense Analysis! The first step in ...

Back-to-School Time: How to Get Your Finances Back on Track After Vacation

in Economics and Finance

materiale scolastico — The new school year is approaching, bringing with it numerous expenses for textbooks and educational materials. This year, as always, school-related costs for families are expected to be high, but in many cases, strategies for saving money can be implemented. Here are some tips. Buying textbooks? Secondhand or… ...

How to Save on School Supplies

in Economics and Finance / School

sostenibilità — August, the month when most Italians go on vacation, has finally arrived. During this time, there’s more opportunity to spend quality family time having fun and enjoying pleasant activities, whether travelling or visiting familiar places. Vacations can also be an excellent opportunity to use moments of leisure and relaxation ...

How to Teach Sustainability to Children

in Sustainability

vacanze last-minute — Once again, we’ve reached August, the long-awaited vacation month: some head to the beach, some to the mountains, some travel abroad, while others prefer to stay in the “Bel Paese”. Others, however, for various reasons, have yet to make a decision. What to do in these cases if not ...

Last-minute vacations? Here’s how to save money

in Economics and Finance

Consigli per risparmiare sul condizionatore in estate — With the arrival of sweltering heat and oppressive humidity, the air conditioner becomes a valuable ally, making it hard to do without, even for those who normally prefer not to use it. However, with a few simple measures, you can enjoy the relief of more bearable temperatures without wasting ...

How to Save on Air Conditioning in Summer

in Sustainability

giovani e educazione finanziaria — Financial education is essential for the future of young people. Being able to consciously manage money allows individuals to take control of their lives, including on an economic level. It is also important to consider that new generations, even before fully entering adulthood, are increasingly exposed to lifestyles that ...

Young People and Financial Education: Where Do We Stand in Italy?

in Economics and Finance

Organizing a wedding can be very costly financially and, although it might not be immediately obvious, it can also have an impact on the environment. However, with good planning and a bit of creativity, it is possible to celebrate the big day without spending a fortune and while being ...

How to organize a wedding with an emphasis on saving and sustainability

in Economics and Finance

Decluttering — Decluttering involves the practice of removing unnecessary or superfluous items from a space to make it more organized and functional. It can be applied to various aspects of life, such as the home, wardrobe, office, desk, and even the pantry. In addition to reducing clutter, it helps improve organization, ...

Saving with Decluttering

in Economics and Finance / Sustainability

Summer doesn’t just bring long-awaited vacations; it also heralds one of the most beloved events for shopping enthusiasts: the summer sales. The discount period generally begins on the first Saturday of July, offering a great opportunity to renew your wardrobe or indulge in a little treat before heading off ...

Summer Sales: Some Tips to Make the Most of Them

in Economics and Finance

vacanze — Every year, it’s the same story: we embark on a meticulously planned trip, confident that we’ve accounted for every detail and set an adequate budget. Yet, upon returning home, we discover we’ve spent more than expected. How can we prevent this? Here are some tips from the Museum of ...

How to Avoid Going Over Your Vacation Budget

in Economics and Finance

Soldi ed emozioni — Decisions regarding the management of our money are not dictated exclusively by numbers, technical information, and rationality. In fact, even without being aware of it, emotions play a crucial role and significantly influence our choices. Among the cognitive distortions (biases) that can affect our behavior when it comes to ...

Money and Emotions: What Is Loss Aversion Bias and Why Does It Affect Us?

in Economics and Finance

energie rinnovabili — Every year, on June 5th, World Environment Day, an international event dedicated to safeguarding the planet, is celebrated. An opportunity that concerns everyone because, even if we sometimes forget it, protecting the Earth and its ecosystems also depends on the daily choices each of us makes. It is our ...

Renewable Energy: What It Is and Why It Is Important

in Sustainability

educazione finanziaria e sostenibilità — Financial education, sustainability, and youth form a trio that has always been close to the heart of the Museum of Saving. The gaps in financial education in our country remain significant. Despite some progress, there is still much ground to cover. Discussing money with adults is complicated due to ...

Financial Education and Sustainability: The Important Role of Youth

in Economics and Finance / Sustainability

inflazione — We often hear about inflation: what is it exactly, and how does it affect our everyday lives? What is Inflation? The prices of goods and services, from fuel to a haircut, change over time: they can increase, remain stable, or decrease. We speak of inflation when there is ...

Inflation Explained Simply

in Economics and Finance

vacanze green — Summer is fast approaching, and so is the urge to go on vacation. Whether opting for the sea or the mountains, traveling as a couple or with friends, one trend has steadily become more and more popular in recent years: sustainable tourism. Let’s explore what it entails and how ...

Green Vacations: A Desire for Sustainable Tourism

in Sustainability

libri — The city of Turin, home to the Museum of Saving, has always had a deep connection with books and publishing. Since 1988, it has hosted the Salone del Libro, Italy’s most important book fair. The 36th edition will take place from May 9 to 13, and we can’t wait ...

Four Books on Economics for Adults and Children

in Museum events