Economics and Finance

errori finanza comportamentale
  Behavioral finance is a discipline that combines economics, psychology, and sociology to study how emotions and cognitive biases influence financial decisions. Unlike traditional theories, this science analyzes how people often deviate from rationality, making mistakes that can significantly impact money management and investments. For example, if we assign more ...

Errors in Behavioral Finance: What They Are and How to Avoid Them

 in Economics and Finance
gestione del risparmio
  Managing savings is an essential skill, especially for younger generations who must face an uncertain and ever-evolving economic future. According to the Assogestioni-Censis  2024 report, 89.5% of young Italians (aged 18-34) save regularly, yet significant gaps in their economic and financial literacy remain. The Museum of Saving survey highlights ...

Young People and Savings Management: Investing in Yourself Pays Off

 in Economics and Finance
materie STEM
  In recent years, there has been growing attention on the importance of encouraging women to pursue STEM disciplines (Science, Technology, Engineering, and Mathematics). While data shows an encouraging trend of progress, women continue to be underrepresented in these fields. Closing this gap is crucial for creating a future where ...

Women and STEM: Towards a Future of Equal Opportunities

 in Economics and Finance
  Saving money doesn’t necessarily mean giving up fun. Enjoying life without emptying your wallet can be simpler than you might think.Here’s a list of practical tips to spend less without sacrificing enjoyment:   Start with a Budget The first step to saving is knowing exactly how much you earn ...

Easy Saving: How to Spend Less Without Giving Up Fun

 in Economics and Finance
donne e soldi
  The Gender Pay Gap represents the difference between the average male salary and the average female salary for the same role and duties.This phenomenon is a key indicator of gender pay discrimination and reflects the inequalities that still persist in the labor market.It can be measured in two main ...

Women and Money: Let’s Talk About the Gender Pay Gap

 in Economics and Finance
materiale scolastico
  The new school year is approaching, bringing with it numerous expenses for textbooks and educational materials. This year, as always, school-related costs for families are expected to be high, but in many cases, strategies for saving money can be implemented. Here are some tips.    Buying textbooks? Secondhand or… ...

How to Save on School Supplies

 in Economics and Finance / School
vacanze last-minute
  Once again, we’ve reached August, the long-awaited vacation month: some head to the beach, some to the mountains, some travel abroad, while others prefer to stay in the “Bel Paese”. Others, however, for various reasons, have yet to make a decision. What to do in these cases if not ...

Last-minute vacations? Here’s how to save money

 in Economics and Finance
Decluttering
  Decluttering involves the practice of removing unnecessary or superfluous items from a space to make it more organized and functional. It can be applied to various aspects of life, such as the home, wardrobe, office, desk, and even the pantry. In addition to reducing clutter, it helps improve organization, ...

Saving with Decluttering

 in Economics and Finance / Sustainability
  Summer doesn’t just bring long-awaited vacations; it also heralds one of the most beloved events for shopping enthusiasts: the summer sales. The discount period generally begins on the first Saturday of July, offering a great opportunity to renew your wardrobe or indulge in a little treat before heading off ...

Summer Sales: Some Tips to Make the Most of Them

 in Economics and Finance
vacanze
  Every year, it’s the same story: we embark on a meticulously planned trip, confident that we’ve accounted for every detail and set an adequate budget. Yet, upon returning home, we discover we’ve spent more than expected. How can we prevent this? Here are some tips from the Museum of ...

How to Avoid Going Over Your Vacation Budget

 in Economics and Finance
inflazione
  We often hear about inflation: what is it exactly, and how does it affect our everyday lives?   What is Inflation? The prices of goods and services, from fuel to a haircut, change over time: they can increase, remain stable, or decrease. We speak of inflation when there is ...

Inflation Explained Simply

 in Economics and Finance
spesa
  In times of inflation, with the cost of living skyrocketing, saving money seems like a distant dream. Even a simple trip to the supermarket can become a source of stress and worry for an increasing number of people. Sometimes, however,  it takes very little to spend less, without making ...

Five Tips for Saving on Groceries

 in Economics and Finance
Come risparmiare per le vacanze
  Spring has arrived, summer is in the air and, like every year, we start thinking about the next holidays! The time is approaching when we can unplug from everyday life, relax on the beach, walk in the mountains or travel and dive into new adventures. Wherever we decide to ...

How to save for the holidays

 in Economics and Finance
Mutuo o affitto?
  Mortgage or rent? Which is the best option? In some cases, the decision can be made based on personal or family reasons, in others the difference is made exclusively by economic issues. In fact, the choice depends on many variables and there is no one-size-fits-all answer. However, there are ...

Mortgage or rent? What is best for us?

 in Economics and Finance
L’ora legale ci fa risparmiare?
  Daylight saving time has arrived again this year. The hands were moved on the night between Saturday 30 and Sunday 31 March and the new time will remain in effect until the night between 26 and 27 October 2024, when we will return to solar time.   What does ...

Does Daylight Saving Time Save Us Money?

 in Economics and Finance
bias cognitivi
  When talking about money management, we often encounter examples of heuristics, unconscious simplifications, which push us towards behaviors that are not entirely rational. With money, we are guided by instinct rather than by the brain and this is because, in part, we tend not to delve into the topic, ...

Why do certain cognitive biases make us spend more?

 in Economics and Finance
Adolescenti e violenza di genere
  The importance of education What is the relationship between adolescents and gender violence in our country?? To answer this question, Save The Children recently published the report “Are Girls Okay? Survey of onlife gender violence in adolescence”, carried out in collaboration with IPSOS. The term onlife, coined by the ...

Adolescents and gender violence: the situation in Italy today

 in Economics and Finance
amore e soldi
  Money and love. When these two words are put together, many people’s thoughts immediately go to something incorrect, “wrong”, as if common sense refused to conceive of any link between feelings and money. For cultural reasons, money remains the devil’s dung and cannot be associated with a positive concept ...

Love and money: how to manage expenses as a couple

 in Economics and Finance
acquisti compulsivi
  For some, resisting compulsive buying can be a real challenge. Buying useless or superfluous objects, perhaps spending more than necessary, is a widespread behavior which, if repeated over time, makes it difficult to save and manage your money effectively.  Where does this self-sabotaging behavior come from? As behavioral psychology teaches, our ...

Compulsive buying: 5 tips to avoid it

 in Economics and Finance
indipendenza femminile
  Female independence necessarily passes through economic autonomy. Consequently, it is difficult for a woman to be truly independent without a personal income, generally from work. Recent data indicate that in Itay female employment is very low compared to the rest of Europe and compared to male employment. In fact, ...

Work and female independence. The situation in Italy today

 in Economics and Finance
nuovo anno
  The new year has just arrived and with it the list of good resolutions. If saving is among your goals for 2024, we have some advice for you.   Goal setting and planning Well begun is half done. First, set your financial goals clearly. Make sure they are specific, ...

A new year dedicated to saving? Where to start

 in Economics and Finance
violenza economica
  Economic violence: the lesser-known side of gender violence Gender violence is so deeply rooted in our society that it can be considered structural in many contexts: among its more subtle and lesser-known forms we undoubtedly find economic violence. According to a report recently published by WeWorld and carried out ...

What is economic violence and how it manifests itself?

 in Economics and Finance
black friday
  Black Friday has now become part of the purchasing habits of Italians. Every year, for the occasion, almost all brands, shops and online stores launch unmissable offers: the promise of discounts that you can normally only dream of. This encourages the consumer to spend frantically, as if there were ...

Black Friday 2023: a guide to really save money

 in Economics and Finance
alfabetizzazione-finanziaria-articolo
  From theory to practice: how much we really know about finance Being financially literate means being able to use financial products and services in an informed manner and understanding the meaning of concepts such as diversification, risk, interest rates, inflation and the value of savings, debt and investments. These ...

Where are we with financial literacy?

 in Economics and Finance
  Money is not “an adult thing” There are those who receive money for extra jobs, those who have a fixed weekly allowance, those who ask for money only in case of need. There are many ways to teach the value of money to children and teenagers and sometimes understanding ...

How to teach the value of money to children?

 in Economics and Finance
  Saving and investing is easier with digital services For several years, the digitalisation process has been radically changing the way we live: we can no longer do without the devices with which we book restaurants and trips, rent means of transport, make purchases and payments. Most jobs today couldn’t ...

The importance of digital tools for managing money

 in Economics and Finance
gestione-soldi-famiglia-casa-articolo
  From whom do we learn to manage money Money management is an important component of every family’s daily choices. Knowing how to do it well contributes to the financial stability and well-being of each member. A lesson that is learned from an early age: from the first piggy bank, ...

Money management is a family affair

 in Economics and Finance
indipendenza economica donne
  Financial independence is a challenge for women Achieving economic independence is among the main goals in the life of every individual, regardless of their gender. However, it is particularly relevant for women, for whom there are still many challenges to face in achieving economic autonomy. But what does it ...

Women and money: the importance of economic independence

 in Economics and Finance
risparmiare e fare investimenti
  Do we learn the ABCs and improve our financial knowledge? Financial education is often perceived as difficult or boring. Instead, it is a precious tool especially for daily choices. In everyday life many people find themselves in difficulty when managing their money which is often linked to the achievement ...

Save and make investments

 in Economics and Finance
che cos'è l'educazione finanziaria
Financial education: what is it? And why is it so important? Financial education is that set of knowledge, skills and abilities that help you understand and manage your money in a responsible and informed way. Being financially literate means being able to understand and apply some basic financial concepts. Among ...

What is financial education

 in Economics and Finance