Economics and Finance Archives - Museo del Risparmio

Economics and Finance

Adolescenti e violenza di genere — The importance of education What is the relationship between adolescents and gender violence in our country?? To answer this question, Save The Children recently published the report “Are Girls Okay? Survey of onlife gender violence in adolescence”, carried out in collaboration with IPSOS. The term onlife, coined by the ...

Adolescents and gender violence: the situation in Italy today

in Economics and Finance

gestire i soldi — Being able to manage money can concretely improve your quality of life. How we choose to use our money profoundly influences different aspects of everyday life. A conscious control of finances can lead to a significant improvement in the well-being and level of serenity of each of us. Let’s see ...

Knowing how to manage money improves the quality of life. Here’s why

in Economics and Finance

materie scientifiche — Are scientific subjects, or STEM (science, technology, engineering and mathematics), really important for our everyday lives?We often tend to underestimate their role in everyday life while in reality, even if we do not perceive it, the applications of these materials permeate many aspects of our days, contributing significantly to ...

The role of scientific subjects in everyday life: do they really matter?

in Economics and Finance

amore e soldi — Money and love. When these two words are put together, many people’s thoughts immediately go to something incorrect, “wrong”, as if common sense refused to conceive of any link between feelings and money. For cultural reasons, money remains the devil’s dung and cannot be associated with a positive concept ...

Love and money: how to manage expenses as a couple

in Economics and Finance

acquisti compulsivi — For some, resisting compulsive buying can be a real challenge. Buying useless or superfluous objects, perhaps spending more than necessary, is a widespread behavior which, if repeated over time, makes it difficult to save and manage your money effectively. Where does this self-sabotaging behavior come from? As behavioral psychology teaches, our ...

Compulsive buying: 5 tips to avoid it

in Economics and Finance

indipendenza femminile — Female independence necessarily passes through economic autonomy. Consequently, it is difficult for a woman to be truly independent without a personal income, generally from work. Recent data indicate that in Itay female employment is very low compared to the rest of Europe and compared to male employment. In fact, ...

Work and female independence. The situation in Italy today

in Economics and Finance

Risparmiare sulle bollette — Is it possible to save on bills? 2024, which has just begun, has brought some news regarding the gas market: from 1 January, in fact, VAT returned to the ordinary regime, given that the government eliminated the benefits that had been introduced to deal with the increase in prices ...

How to save on gas, electricity and heating bills? Here are some tips

in Economics and Finance

paura di investire — Why do Italians save but not invest? The latest Consob report, the poor attitude of citizens to investing, also linked in part to the lack of economic education. In fact, the data collected shows that citizens’ financial knowledge is not yet sufficiently widespread either with respect to basic concepts ...

Fear of investing: what it depends on and how to overcome it

in Economics and Finance

nuovo anno — The new year has just arrived and with it the list of good resolutions. If saving is among your goals for 2024, we have some advice for you. Goal setting and planning Well begun is half done. First, set your financial goals clearly. Make sure they are specific, ...

A new year dedicated to saving? Where to start

in Economics and Finance

parliamo di soldi — Why is it so difficult to talk about money? Today, on the web, on TV and on social media, everything is discussed: travel, relationships, health and everything relating to the personal sphere. However, it is very rare to come across conversations about money outside of specialist channels. No one ...

Let’s talk about money! The value of financial education

in Economics and Finance

regali Natale — Christmas is coming and the rush for gifts begins. Like every year, we find ourselves spending large amounts of money trying to surprise our loved ones and especially thinking about how to make the little ones happy. We dedicate a lot of energy to searching for the perfect gift: ...

Christmas and gifts. How to keep desire alive in children

in Economics and Finance

violenza economica — Economic violence: the lesser-known side of gender violence Gender violence is so deeply rooted in our society that it can be considered structural in many contexts: among its more subtle and lesser-known forms we undoubtedly find economic violence. According to a report recently published by WeWorld and carried out ...

What is economic violence and how it manifests itself?

in Economics and Finance

black friday — Black Friday has now become part of the purchasing habits of Italians. Every year, for the occasion, almost all brands, shops and online stores launch unmissable offers: the promise of discounts that you can normally only dream of. This encourages the consumer to spend frantically, as if there were ...

Black Friday 2023: a guide to really save money

in Economics and Finance

soldi e giovani — What is the relationship between money and youth? According to several recent studies, today’s children do not seem to have much familiarity with money management. Economic skills, which appear not to be widespread in general in our country, are in fact particularly scarce in the age group between 18 ...

Money and youngsters. Three tips for kids who want to learn

in Economics and Finance

October 31st is World Savings Day: how did this anniversary arise and what do money and savings represent for Italians today? The idea of a day dedicated to the theme originated in 1924 when, in Italy, the first International Congress of Savings Banks was held, attended by delegates from ...

World Savings Day and the value of money for Italians

in Economics and Finance

soldi-felicita-denaro — Does money bring happiness? Neuroscience experts, psychologists and economists who investigate the link between money and the level of perceived well-being have been asking this for years. The psychologist Daniel Kahneman, known as the founder of behavioral economics, and the economist Angus Deaton, both awarded the Nobel Prize for ...

Does money bring happiness? Here is the answer from neuroscience

in Economics and Finance

Il risparmio spiegato ai bambini — It’s never too early to teach your children about saving. Families often prefer not to talk about money in front of their children, thinking that it is an exclusively “adult” topic. In fact, money is frequently attributed a “moral” value that it does not have. Money is neither good ...

Saving explained to children – How to teach it in the family

in Economics and Finance

Is our relationship with money affected by how our brain works? Why is saving easy for some people and not for others? What drives us towards virtuous financial behavior and what leads us to make imprudent choices or choices that are not in line with our long-term economic goals? ...

Money and Psychology. How does the brain influence our economic choices?

in Economics and Finance

anno-scolastico-come-risparmiare — The new school year has just begun, and we are already discussing the cost of books. In fact, a significant increase in the cost of school textbooks has been expected for months. A significant blow for numerous families, already affected by the price increases of recent years. What’s behind ...

New school year: why do textbooks cost so much? Some saving strategies

in Economics and Finance / School

risparmiare-pianificazione — Saving is easy. Much easier than you think. The important thing is to know how to do it. Often, saving money is part of the list of good resolutions that we make in September and abandon even before Christmas. After all, we know that saving requires a commitment that ...

Saving is easy if you know how to do it: the importance of planning

in Economics and Finance

alfabetizzazione-finanziaria-articolo — From theory to practice: how much we really know about finance Being financially literate means being able to use financial products and services in an informed manner and understanding the meaning of concepts such as diversification, risk, interest rates, inflation and the value of savings, debt and investments. These ...

Where are we with financial literacy?

in Economics and Finance

economia-comportamentale-articolo — Our choices are guided by instinct and knowledge When choosing a TV series to watch or a sport to play, when shopping, as well as when investing or saving, our decisions are not guided only by rationality. Emotions and instinct also play a fundamental role in the choices we ...

Behavioral economics: humankind is not just made of rationality

in Economics and Finance

Money is not “an adult thing” There are those who receive money for extra jobs, those who have a fixed weekly allowance, those who ask for money only in case of need. There are many ways to teach the value of money to children and teenagers and sometimes understanding ...

How to teach the value of money to children?

in Economics and Finance

Saving and investing is easier with digital services For several years, the digitalisation process has been radically changing the way we live: we can no longer do without the devices with which we book restaurants and trips, rent means of transport, make purchases and payments. Most jobs today couldn’t ...

The importance of digital tools for managing money

in Economics and Finance

gestione-soldi-famiglia-casa-articolo — From whom do we learn to manage money Money management is an important component of every family’s daily choices. Knowing how to do it well contributes to the financial stability and well-being of each member. A lesson that is learned from an early age: from the first piggy bank, ...

Money management is a family affair

in Economics and Finance

economia-circolare-titolo-articolo — The principles of the circular economy and the importance of the life cycle of products The circular economy is an increasingly discussed concept in the economic and environmental fields. Unlike the traditional linear economic model, which is based on the extraction of resources, the production of goods and the ...

Circular Economy: what is it and what are the advantages

in Economics and Finance / Sustainability

indipendenza economica donne — Financial independence is a challenge for women Achieving economic independence is among the main goals in the life of every individual, regardless of their gender. However, it is particularly relevant for women, for whom there are still many challenges to face in achieving economic autonomy. But what does it ...

Women and money: the importance of economic independence

in Economics and Finance

risparmiare e fare investimenti — Do we learn the ABCs and improve our financial knowledge? Financial education is often perceived as difficult or boring. Instead, it is a precious tool especially for daily choices. In everyday life many people find themselves in difficulty when managing their money which is often linked to the achievement ...

Save and make investments

in Economics and Finance

che cos'è l'educazione finanziaria — Financial education: what is it? And why is it so important? Financial education is that set of knowledge, skills and abilities that help you understand and manage your money in a responsible and informed way. Being financially literate means being able to understand and apply some basic financial concepts. Among ...

What is financial education

in Economics and Finance