Chill&Skill – Relax, it’s just money! is the free app from the Museum of Saving, designed to help people improve their relationship with money by developing greater awareness, balance, and decision-making skills.
The app was developed as part of the applied research project “Study on reducing financial anxiety from a neuroscientific perspective,” conducted by the Neuroscience Lab of Intesa Sanpaolo Innovation Center, with Scuola IMT Alti Studi Lucca as its scientific partner, in support of the Museum of Saving. This multidisciplinary initiative brought together neuroscience, psychology, and behavioral economics to study and address an increasingly widespread phenomenon.
In recent years, economic and social changes – from the pandemic to geopolitical tensions – have contributed to increasing uncertainty and financial insecurity. In this context, financial anxiety can manifest as a concrete difficulty in thinking about, managing, and making decisions related to money, affecting both individual well-being and the quality of financial decisions.
The research project ( DOWNLOAD THE PRESENTATION HERE ) highlighted that this phenomenon is not driven solely by economic factors, but also by psychological, behavioral, and cognitive factors. This has created a need for new, accessible, evidence-based tools to support people in managing their relationship with money.
Chill&Skill – Relax, it’s just money! is one of the project’s main outcomes: a free and accessible digital app designed to guide users through a short, self-directed training program.
At the heart of the app is an innovative training program developed from a neuroscientific perspective, integrating insights from psychology, neuropsychology, and behavioral economics.
The Chill&Skill program focuses on four key areas:
- Cognitive training: exercises designed to stimulate attention, memory, and conscious decision-making.
- Awareness of cognitive biases: activities to help users recognize the automatic processes that influence financial decisions.
- Metacognition and self-confidence: tools to strengthen self-efficacy.
- Psychophysical anxiety management: breathing and relaxation techniques.
This multidimensional approach helps develop the personal skills that support calmer and more informed decision-making.
A short daily workout to build a more aware, balanced, and peaceful relationship with money.
Chill&Skill – Relax, it’s just money! is available for free on the following app stores:
App Store (iOS): DOWNLOAD HERE
Google Play Store (Android): DOWNLOAD HERE